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B.E.A.C.H. Counseling, LLCBreath. Engage. Accept. Create. Heal.
Woman Being Free

Rates & Insurance

All fees listed below are payable by cash, check or the "Send Cash" option of Paypal.  If you wish to use debit or credit, additional credit card processing fees will apply.

Individual Sessions, 1 hour:  $135.00

Couples Sessions, 1 hour:  $150.00

Family Sessions, 1.25 hours:  $165.00

Reduced Fee Sessions, 1 hour:  $100.00   I have 5 of these available at any given time for people who have difficulty paying my full fee.  These spaces are often full and I offer them at my least busy times of day. Please call for availability.

I offer competitive rates for my skill as a therapist, years of experience, and quality of training. Beacuse couseling addresses such critical areas of your life, it is very important to interview several therapists to get a feel for them on the phone and choose a clinician you "click" with.  I welcome you to call me for a complimentary 10-minute phone call to do just that.  Please read below for more information about insurance, out-of-network insurance benefits, payment options, and my cancellation policy.

Insurance
I am an "in-network provider" for Cigna.

Currently, my status with United Healthcare is listed as "unavailable" to accept new clients with insurance through United Healthcare, including OPTUM, and it's affiliated companies. I will remain on "unavailable" status and will be terminating my contract with United Healthcare/Optum on September 1, 2017. 

Cigna covers hour-long sessions, including couples therapy, as standard covered services.  

I am an out-of-network provider for Blue Cross and Blue Shield, Aetna, Humana, and most other insurance plans, which means I can file your insurance claims but the insurance company will only pay the claim according to your "out-of-network" benefits.  If my name is not on your insurance provider list, chances are that none or very little of my session fee will be covered. Plans vary greatly, so please check your coverage carefully prior to contacting me by asking your insurance carrier representative the following questions:

  • Do I have mental health insurance benefits on my policy?
  • Is Jennifer Hume on my provider list?
  • If Jennifer Hume is NOT on my provider list, do I have "out-of-network" mental health insurance benefits that may cover part of the fee?
  • What is my deductible and has it been met?
  • What is the coverage amount per therapy session?
  • Is an authorization required prior to my first session?
  • How many sessions per year does my health insurance cover?

Payment
Cash, check and all major credit cards are accepted for payment.  I do charge a fee when using credit, to offset the cost of credit card processing fees.  To avoid this extra expense, please pay by cash or check. You can also use the "Send Money" feature with Paypal, free of additional fees to [email protected]

Cancellation Policy
I am happy to provide appointment reminders.  If you do not show up for your scheduled therapy appointment, and you have not notified me at least 24 hours in advance, you will be required to pay $90 for the contracted time I set aside for you. I do not double-book sessions.  Therefore, when you don't give me notice so I can fill your spot with someone on my waiting list, I lose income.  Which is uncool.  Hence, the $90 fee to cover my overhead and other expenses. I do require a copy of your credit card payment information kept on file so that I can charge for missed sessions.

Helpful Forms

Click here to view and print forms for your appointment.

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